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(3) For purposes of paragraph (f)(1)(ii) of this section, other types of modifications made uniformly are considered a uniform modification of coverage if the health insurance coverage for the product in the small group market meets all of the following criteria: (i) The product is offered by the same health insurance issuer (within the meaning of section 2791(b)(2) of the PHS Act), or if the issuer is a member of a controlled group (as described in paragraph (d)(4) of this section), any other health insurance issuer that is a member of such controlled group

HNB devices are less harmful than combustible cigarettes

Li, Y., & Hecht, S

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In a list provided by the American Lung Association on their website, here are some more examples of just a few chemicals that are added to cigarettes: acetone which is found in nail polish remover, arsenic which is used in rat poison, benzene which is found in rubber cement, butane which is used in lighter fluid, cadmium which is an active component in battery acid, lead which is used in batteries, methanol which is a main component in rocket fuel, nicotine which is used as an insecticide, tar which is a material for paving roads and toluene which is used to manufacture paint