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Teacher Note: Show the Tar Jar 3-5 Teacher Note: Show Smoke-free and Smokers Lung Display Cardio-respiratory Over time, airways begin to narrow which causes the lungs to get less oxygen

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Instead of penalties, consider a well-being allocation fund that is offered to cover the cost of an employees desired tobacco cessation aid (i.e

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The district court stated that by alleging that Defendant acts as Plan Administrator, Plaintiffs satisfy the initial threshold to plead that Defendant acts as a fiduciary in administering the Plan. In other words, in the courts opinion simply being a plan administrator transforms all acts, even nondiscretionary acts, into fiduciary acts